The State Compensation Insurance Fund (State Fund) is a workers’ compensation insurer that was created as a “public enterprise fund” by the U.S. state of California, and today has partial autonomy from the rest of the state government. It is required by state law to maintain its headquarters in San Francisco, but has regional offices all over the state.
State Fund was created by the Boynton Act of 1913, and it started operations in 1914. Around that same time, the voters amended the California Constitution by initiative to strengthen the constitutionality of the state workers’ compensation system.
This was necessary because American employers during the early 20th century often challenged mandatory workers’ compensation statutes as an unconstitutional invasion of freedom of contract, an argument which had strong persuasive force during the Lochner era. Since 1976, State Fund’s constitutional basis has been found in Article 14, Section 4 of the state constitution:
State Compensation Insurance Fund
1275 Market St Ste 200,
San Francisco CA 94103
+1 415 565-3127